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Federal Senior Resources | Abundant Healthcare

Federal Senior Resources

Nationwide programs and benefits available to older Americans

Key Federal Contact Numbers

Social Security Administration Programs

Social Security Retirement Benefits

Website: ssa.gov
Phone: 1-800-772-1213 (TTY: 1-800-325-0778)
Hours: Monday - Friday, 8:00 a.m. to 7:00 p.m.
Service: Monthly cash benefits for retired workers
Eligibility: Must have earned at least 40 Social Security credits (typically 10 years of work), minimum age 62 for early retirement (with reduced benefits), full retirement age varies by birth year (66-67)
Apply: Online at ssa.gov, by phone, or in person at local Social Security office

Supplemental Security Income (SSI)

Website: ssa.gov/ssi
Service: Monthly payments to people with limited income and resources who are age 65+, blind, or disabled
Eligibility: Age 65 or older (OR blind or disabled), limited income and resources, U.S. citizen or qualified non-citizen, residing in the United States
Benefits: Monthly cash assistance for basic needs like food, clothing, and shelter

Medicare - Federal Health Insurance

Medicare Coverage

Website: medicare.gov
TTY: 1-877-486-2048
Hours: 24 hours a day, 7 days a week
Service: Federal health insurance for people age 65+, and some younger people with disabilities or End-Stage Renal Disease

Part A (Hospital Insurance)

Covers: Inpatient hospital stays, skilled nursing facility care, hospice care, some home health care
Premium: Most people don't pay if they or spouse paid Medicare taxes while working

Part B (Medical Insurance)

Covers: Doctors' services, outpatient care, medical supplies, preventive services
Premium: Monthly premium required (income-based); Standard 2024 premium: $174.70/month

Part C (Medicare Advantage)

Service: Alternative to Original Medicare offered by private insurance companies
Often includes: Prescription drug coverage and extra benefits

Part D (Prescription Drug Coverage)

Service: Helps cover cost of prescription drugs
Offered by: Private insurance companies; monthly premium varies by plan
Enrollment Periods: Initial Enrollment (7-month period around 65th birthday), General Enrollment (Jan 1 - Mar 31 each year), Special Enrollment (certain circumstances)

Medicare Extra Help (Low-Income Subsidy)

Service: Helps pay Medicare prescription drug plan costs (premiums, deductibles, copayments)
Eligibility: Have Medicare, limited income and resources, live in one of 50 states or DC

Medicare Savings Programs

Administered by: State Medicaid programs
Contact: Your state Medicaid office or 1-800-MEDICARE
Programs: Qualified Medicare Beneficiary (QMB) - pays Part A & B premiums, deductibles, coinsurance; Specified Low-Income Medicare Beneficiary (SLMB) - pays Part B premiums; Qualifying Individual (QI) - pays Part B premiums
Eligibility: Based on income and resources; varies by program

Federal Food Assistance Programs

SNAP (Supplemental Nutrition Assistance Program)

Phone: 1-800-221-5689 or contact your state SNAP office
Service: Monthly benefits to purchase food at authorized retailers
Eligibility: Income-based (generally gross income at or below 130% of poverty level); seniors age 60+ may have higher asset limits and medical expense deductions
Apply: Through your state SNAP agency (online, by phone, or in person)

Senior Farmers Market Nutrition Program (SFMNP)

Administered by: USDA Food and Nutrition Service
Service: Coupons for fresh, unprepared, locally grown fruits, vegetables, honey, and herbs from farmers markets, roadside stands, and CSA programs
Eligibility: Age 60+, income at or below 185% of federal poverty guidelines; program availability varies by state

Commodity Supplemental Food Program (CSFP)

Service: Monthly packages of healthy USDA foods including canned fruits/vegetables, juice, cereal, pasta, rice, peanut butter, dry beans, shelf-stable milk
Eligibility: Age 60+, income at or below 130% of federal poverty level; program availability varies by state

Federal Housing Assistance

HUD Section 202 - Supportive Housing for the Elderly

Service: Affordable housing with supportive services for very low-income elderly persons (age 62+)
Features: Rent subsidies, supportive services (meals, housekeeping, transportation), independent living
Eligibility: Age 62+, very low income (50% or below area median income)

Housing Choice Voucher Program (Section 8)

Contact: Local Public Housing Agency (PHA)
Service: Rental assistance for very low-income families, elderly, and disabled persons
How It Works: Voucher holder pays 30% of income toward rent; PHA pays remainder to landlord
Eligibility: Very low income (generally 50% or below area median income), U.S. citizenship or eligible immigration status

USDA Single Family Housing Repair Loans & Grants

Contact: Local USDA Rural Development office
Service: Loans and grants to repair, improve, or modernize homes, or remove health and safety hazards
Eligibility: Very low income, own and occupy home in eligible rural area, unable to obtain affordable credit elsewhere
Grants: Available for homeowners age 62+ who cannot repay a loan
Amounts: Loans up to $40,000; Grants up to $10,000 (seniors 62+ only)

Federal Utility Assistance

Low Income Home Energy Assistance Program (LIHEAP)

Phone: 1-866-674-6327 or contact your state LIHEAP office
Service: Helps low-income households with energy costs
Services Include: Help paying heating/cooling bills, energy crisis assistance, weatherization and energy-related home repairs
Eligibility: Income-based (varies by state); priority given to households with elderly members, young children, or disabled individuals
Apply: Through your state or local LIHEAP provider

Additional Federal Resources

Administration for Community Living (ACL)

Website: acl.gov
Eldercare Locator: 1-800-677-1116 | eldercare.acl.gov
Service: Connects older adults and caregivers with local services including meals, home care, transportation, legal assistance, caregiver support

Veterans Benefits

Website: va.gov
For Veterans Age 65+: VA health care, Aid and Attendance pension, homemaker and home health aide services, adult day care, respite care

Tax Assistance for Seniors

Website: irs.gov
Programs: Tax Counseling for the Elderly (TCE) - free tax help for seniors 60+; Volunteer Income Tax Assistance (VITA) - free tax preparation; Higher standard deduction for taxpayers 65+; Credit for the Elderly or Disabled

211 - Community Information and Referral

Phone: Dial 2-1-1
Website: 211.org
Service: Free, confidential referral and information helpline connecting people to local resources including food assistance, housing help, utility assistance, healthcare services, support for seniors
Availability: 24/7 in most areas

Consumer Financial Protection Bureau (CFPB)

Resources for Seniors: Protection from financial exploitation, managing money and credit, avoiding scams targeting seniors, reverse mortgage information

Need Help Finding Resources?

Contact the Eldercare Locator to connect with local services

1-800-677-1116

Or dial 2-1-1 for community resources 24/7

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Where Compassion Meets Home Comfort

This resource guide is provided for informational purposes. Please contact individual programs to verify current eligibility requirements and availability.

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1270 NW 31st Ave Ste B Fort Lauderdale, FL 33311

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1270 NW 31st Ave, Fort Lauderdale, FL 33311, USA

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